Salvador Minguijon Perez on PAYD, including Michael Hawker from IAG

Dear Ladies and Gentlemen:

The Victoria Transport Policy Institute has revised the document Pay-As-You-Drive Vehicle Insurance, which is without any doubt the most complete study that exists on this topic and, of course, I recommend reading it again.  

Insurance Australia Group (IAG) chief executive Michael Hawker, exposes his vision about this project
that is not very different from what we had already exposed in the article Strategic Positioning of the Insurance Companies regarding the projects "Pay As You Drive".

If a month ago I underlined the errors of Wikipedia relating to the Patent EP0700009, this month I take back because the information that is in the epigraph Insurance Patent is concise and correct. When trying to look for the person that has published this information I found NOWA. I suppose that in fact it will be Marc Nowotarski, one of the few specialists in the application of patents in the sector of the insurance.  

Such as I advanced last month, the rights of the European patent that are still of my property, that is to say in Italy, Spain, France and Germany, although in the last three countries there is granted an nonexclusive license, will be jointly auctioned next day May 15 in Munich by the company IP Auctions GmbH . It is still possible that some country is retired of the auction.

The auction of the patent has some very concrete motivations , but I am convinced that will favour the development of this project. Some great insurance company has manifested a certain relief, because they thought that the property of the patent would pass to a great technological company and that consequently it could not be used aggressively by their competitors. I am not so sure of this, the range of companies that are looking at this project is very wide and with very different interests .

Besides
the interests of the insurance own companies (in Europe) and of the users (in United States), there are two problems of great importance pushing this project, one of them is the congestion of the traffic and the other one the climatic change . For instance, it doesn't seem that nobody worries too much of the 30,000 annual deaths that originates the traffic in Europe.  

Regarding the first one, I believe that Tony Blair's answer to the popular rejection to the project Road Charge represents the position of all the governments of the industrialized and democratic countries, in opinion of some, too fearful of losing votes.  

But contrarily to what is usually thought, it is not that the public transportations absorb the decrease of the private traffic
, that would be practically impossible, but of conjugating this with a smaller use of the vehicle, something that will have many repercussions in the organization and forms of life of our cities.  

If some wants to deepen more in the topic of the congestion of the traffic, I recommend you the following mail list http://lists.umn.edu/cgi-bin/wa?A0=con-pric .

           I have upgraded my database Pay as you drive directory .
            If somebody wants that their address is erased of my distribution list, please return me this message with the word "DELETE."
 
Yours sincerely.
Salvador Minguijon Perez.