Salvador Minguijon Perez on PAYD

Dear Ladies and Gentlemen:

There has been a lot of activity in Germany with regard to the project "Pay as you drive" during this month. 

I try to look for the English versions of the documents that I use in my references, but this is not always possible. Although I suppose that it is better to have located this documentation in German than to ignore it.  

The most important news is that there is an agreement between IBM and Allianz to develop the project at European level .

We all know that IBM has been working for years in this project and that its collaboration first with Norwich and later on with Cert, has allowed him to dedicate a very superior quantity of resources than the rest of its competitors. However, the sudden interest of Allianz in this project has surprised me.

Also with European objectives we have the projects of Siemens
with Zürich Versicherung and T-System
with WGV . All with the enough capacity to develop this project. 

A special case is Swiss-Re that, together with Norwich Union, are the insurance companies with more motivation in this project and this compensates in great way its difficulty to manage technical projects.  

I imagine that Axa-Winterthur, eternal competitor of Allianz, will redefine his strategy with regard to this project immediately, in fact their North American branch Unigard has thrown an investigation project with a budget of 6 million dollars, a third of which are federal founds.

I suppose that these companies will establish one or two projects at European level, which will be the ones that definitely will be implanted. The rest of the companies, with local project, such as Sara , Unipol, Uniqa and Huk-Corbug will finish adding to these projects.  

In great way, what will happen depends on the result of the auction of the patent EP0700009 that is something like a ticket to be able to participate in this project. This ticket allows you to ascend to this train, called PAYD, but you have to make the effort of being in the station, at the correct time and in the correct train. In this train there are few seats, so if you don't have ticket, you will have to fight to go up to it, and have luck, because many travelers will stay in the station.

It doesn't seem that Norwich has any intention of informing us of how its project is developing. We can only sense it for the euphoric presentation of results of its supplier Trafficmaster, not bad if we remind that the project began commercially in September of 2006. 

Regarding Progressive's Tripsense project in USA, has announced to wide their tests to the states of Michigan and Oregon, it is necessary to remember that he has already made some small tests in Minnesota, using very low cost equipment, with open software and that doesn't need installation. It is the most economic way to make some tests, although if the project gets in a commercial phase, a more specific equipment would be designed.

There are new informative publications of the project that have a great interest:

http://www.ptv.de/download/mobility/hintergruende/PayAsYouDrive.pdf


http://www.sbd.co.uk/assets/Future_Trends_NEWS_release.doc

http://en.wikipedia.org/wiki/PAYD

http://www.vtpi.org/dbvi.pdf

http://www.ivw.unisg.ch/org/ivw/web.nsf/SysWebRessources/FT4-Helvetia/$FILE/Helvetia.pdf


http://www.lexisnexis.de/aktuelles/112115?or=13&ur=0&tt=news


http://www.businessportal24.com/de/Kfz_Versicherer_Verdraengungswettbewerb_Massnahmenbuendel_Marktposition_158341.html


http://payasyoudrive.wordpress.com/2007/03/22/the-endless-crisis-in-the-automobile-insurance/


 
It is also interesting the publication of the University of Cambridge that list projects that are linked with this in great way, the interest raised in the sector of rent-a-car, in companies
of services
, technology
or countries like Korea or India
.
 
I have upgraded my database Pay as you drive directory .

If somebody wants that their address is erased of my distribution list, please return me this message with the word "DELETE."
 
Yours sincerelly.
Salvador Minguijon Perez.